How To File For Disability Insurance Claims

There are many consequences that can follow with disability. This is especially true if you are deemed permanently disabled. With disability, you lose your ability to work and earn wages. This can be a huge adjustment not only on your part but also that of your family especially if they are financially dependent on you. According the Toronto personal injury lawyers of Mazin & Associates, PC, it is possible for you to claim disability benefits.

A disability benefit is a form of insurance that insures your earned income against the risk that being disabled will create a barrier for you to complete your assigned job. Disability benefits shoulders paid sick leave as well as short and long term disability benefits. However, it is worth noting that disability benefits claims can take longer to process than other kinds of Social Security Claims. However, there are certain information you need to provide to quicken the application process.

  • Personal Information
  • Social Security number and proof of age
  • Names, addresses, and contact numbers of doctors and medical facilities you visit
  • Any medicines that you are taking
  • Medical records that you may already have
  • Laboratory and test results
  • A summary of your work and the kind of work you did
  • Recent W-2 Form or copy of Federal Tax Return for self-employed

When filing a claim, it is important to make sure that you are eligible to receive disability benefits. Your effort can go for naught if your application is denied just because you are not qualified to avail of benefits. As the application process can prove overwhelming for you, having an attorney to help you with the process can make the chances of approval much higher.

There is also a certain time limit for filing a disability claim so make sure to apply for it within that timeframe.